Cassie Ballard

Spring showers are on the way, making now a smart time to review your auto and home insurance coverage. Wet roads, heavy rain, and changing weather can lead to unexpected issues on the road, so ensuring your auto policy includes the right coverage is key. Spring storms can also impact your home—reviewing your homeowners insurance helps you stay prepared for risks like wind, hail, or water-related damage.

Taking a moment to update your auto and home insurance this season helps you stay ready for whatever April showers bring.

Welcome to the Cassie Ballard State Farm Insurance Agency! Located on James Island in Charleston, we are proud to serve Charleston, SC with Insurance and Financial Services, with a focus on residents relocating to the beautiful Lowcountry area. Originally from Maryland, I graduated from the University of North Carolina at Chapel Hill and began my career with State Farm in 2014. After relocating to Charleston with my husband, the doors to my office opened up in 2019.

My team of licensed Insurance Professionals and I are here to get Insurance coverage that fits your specific needs. Not only can we help with Car Insurance, Home Insurance, Life Insurance, Renters Insurance, Boat Insurance, Motorcycle Insurance, and Financial Services to the Charleston area, including James Island, Johns Island, West Ashley, North Charleston, Mount Pleasant, Ladson, Goose Creek, and Summerville, but we are also able to assist small businessowners with their Commercial lines of Insurance and Liability Insurance. We enjoy spending time in the community and supporting local businesses. Give us a call today for a personal Price Plan and let us help protect you and your family!

What factors affect my auto insurance pricing? Your driving record, age, location, type of vehicle, and coverage levels all impact your price.

What does homeowners insurance cover? It protects your home, personal belongings, and provides liability coverage if someone is injured on your property.

Do renters need insurance? Renters insurance isn’t required, but it protects your belongings and offers liability coverage.

How much life insurance do I need? Typically 10–15 times your annual income, depending on your debts, living expenses, and future financial obligations.